About us

Our company

The Amal group is one of the largest companies involved directly in the money transfer/ remittance business with.a global network of associate companies and agencies.

Mission

OUR VISION IS TO BE - The leading and preferred company for transferring money across the globe.

Passion

Provide a lifeline for households and to oil the wheels of a trade by providing reliable and efficient money transfer services across the globe..

About Our company

The Amal Group is one of the largest companies involved directly in the money transfer/ remittance business with a global network of associate companies and agencies.
Amal Express Money Transfer Limited, the flagship brand under Amal was commenced in 1997 from the amalgamation of 13 individual money transfer firms. Since then the seven existing founders have worked together to build and promote Amal as a professional and outstanding company in the money transfer sector of the economy
Amal Express Money Transfer has gained unwavering commitment and trust in the financial industry in providing reliable, affordable, quick and smooth services
Amal Group has diversified in its operations across the globe in the following sectors of the economy:.
a). Money Transfer Services
b). Forex bureaus
c). Real Estate
d). Banking Industry across all the regions of the Federal Republic of Somalia



Amal Express Money Transfer Limited and Amal Bank specifically have played an enormous role in Somalia, whereby due to the civil strife there were no formal financial institutions that could provide financial services to the grassroots especially the helping victims of the civil war in getting remittances from their relatives abroad.

Amal Express Money Transfer Limited and Amal Bank specifically have played an enormous role in Somalia, whereby due to the civil strife there were no formal financial institutions that could provide financial services to the grassroots especially the helping victims of the civil war in getting remittances from their relatives population in the Horn of Africa.

The group's headquarters is based in Dubai the UAE, the global business hub. It's from here the company's operations and daily activities are monitored from by top executive managers that are in charge of the day to day affairs of the company.

CORE VALUES AND PRINCIPLES

We are guided and driven by the below core values and principles which we adhere to:

1. Shariah Compliance
All of our transactions are based on the principles of Islamic law. This is because of the Islamic Law of transaction advocates for fairness and equity in all manner of transactions.

2. Professionalism
We have in place a professional team of employees who are qualified and up to the task to ensure we conduct our business in a professional manner that will ensure our clients are satisfied with our work.


3. Trust
Amal Express endeavors to continuously build trust between the company and its clients. This has led to the company gaining an immense reputation in the market and competitively competes with other companies.

4. Transparency
The company carries out all of its transactions in a very transparent manner for all parties involved to have a clear picture of what takes place

5. Accountability
The company ensures it's accountable to both its clients and the government by paying taxes.

OBJECTIVES OF THE COMPANY

The below clearly outline the objectives of the company

  • To provide efficient, speedy and cost-effective money transfer services.
  • To serve its clients equitably and to the best of its ability, both as money
    remitters and receivers with particular humanitarian service considerations
    for those in remote rural areas and vulnerable members of the community
    like the poor, disabled, women, internally displaced people and refugees.
  • To ensure compliance with the regulations of the respective country's laws
    and the Central Bank guidelines of the respective countries of operation.
  • To strictly comply with the United Nations anti-terrorist financing and money
    laundering directives and regulations.
    •

QUALITY STATEMENT

First and foremost, Amal Express recognizes that our staff plays an important role in maintaining the highest level of standard within our business. We strive to achieve high customer satisfaction and continuous growth in an attractive working environment. In doing so, we will exercise good business practices and be sensitive to our environment, also motivate to empower excellent service towards the community. Our objectives are to provide safe, efficient, speedy and cost-effective money transfer services worldwide with a deep understanding of our clients' requirements.


Ethics:
We endeavor in all of our activities to apply good business practices based on ethical behavior and internationally applicable codes. In all our business activities, we adhere to the finance-related and other principles of the Islamic sheria.


We are also committed to adhere to:
  • The respective local and international laws.
  • To serve all our clients equitably and to the best of our ability, both as money remitters and receivers.
  • To adopt the FAFT 40 Recommendations on money laundering & the FAFT 8 Special Recommendation against terrorist financing.
  • To ensure compliance with the regulations of the respective country’s federal law and central Bank rules and regulations.
  • To effect strict compliance with anti-terrorist financing and money laundering with effective and regulations.

Trust:
We endeavor to continue our trust-building activities focused on our customers, affiliated companies, international and national public agencies to ensure that everyone feels to have a stake in our activities.