Compliance & Regulatory Assurance

Our Core Compliance Framework

Our adherence to strict regulatory requirements is guided by foundational principles that prioritize ethical and professional conduct.

Regulated by the Central Bank of Kenya (CBK)
We are a CBK-licensed and regulated money transfer company, compliant with: Anti-Money Laundering (AML) Counter-Terrorist Financing (CTF) Know Your Customer (KYC) regulations Every transaction is monitored and logged under the latest compliance directives to detect and prevent fraud, illicit activity, and suspicious transfers.
Shariah Compliance
All our transactions are governed by the principles of Islamic law. This adherence advocates for fairness and equity in all financial dealings, ensuring an ethical foundation for our services.
Transparency and Accountability
We conduct all transactions in a highly transparent manner, ensuring all involved parties have a clear picture of what takes place. Furthermore, the company ensures it is accountable to both clients and the government, including through the timely payment of taxes.
Professionalism and Trust
We maintain a professional team of qualified employees who ensure that our business is conducted in a manner that guarantees client satisfaction. This professionalism, combined with our continuous effort to build trust, has earned Amal Express an immense reputation in the market.

We have established a robust corporate governance structure to supervise the Group’s affairs and excel in compliance

Executive Oversight
The Board of Directors oversees the Group’s business and affairs, supervising the executive management headed by a Chief Executive Officer.
Systems and Processes
The Board recognizes the importance of operating under sound structures, systems, and processes to ensure financial stability and strict compliance.
Digital Security
We are continually embracing digital technology to enhance the speed, security, and accessibility of our services. This includes leveraging cutting-edge digital technologies to provide simple, swift, and secure mobile money transfer services.